Creative Solutions
for Employee Benefits


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At Rosenthal Brothers, we specialize in forward-thinking Employee Benefits solutions. We begin with an analysis of your current benefits program, identifying opportunities for more cost-effective options or alternative funding. Keeping your present needs and your vision for the future in focus, we oversee plan design, carrier negotiation, implementation and ongoing maintenance. Our ultimate goal is to help you minimize claims. We also place strong emphasis on employee education. If a claim should occur our experts are your advocates, monitoring insurance company performance and working to ensure accurate filing and prompt processing.

  • Tracking and review of health and welfare plan utilization
  • Competitive analysis and benchmarking of individual benefit plans or overall programs
  • Plan design and implementation
  • Vendor bidding, negotiation and selection
  • Cost and rate analyses, including employee contribution strategies
  • Assessment surveys and other strategies to leverage the impact of your benefits program
  • Assistance with tax, ERISA and other compliance issues
  • Administrative support of your health and welfare plans, including COBRA and HIPAA administration, FSA claims processing, and Form 5500 preparation
  • Employee benefits outsourcing for any or all of your plans
  • Communication consulting services that support implementation, and ongoing employee education

Our in-depth market knowledge and longstanding relationships with insurance companies enables us to create and manage successful health and wellness programs that meet employee needs while addressing corporate goals.

  • Group Health - Online Quote Request
    - PPO, HMO & POS
    - Health Savings Accounts (HSAs)
    - Health Reimbursement   Arrangements (HRAs)
  • Fully-insured & Self-funded plans
  • Dental
  • Vision
  • Group Life
  • Short & Long-Term Disability
  • Long-Term Care
  • Cafeteria Plans
  • Flexible Spending Accounts (FSAs)
  • Voluntary Payroll Deduction Plans
  • Qualified Retirement Plans
  • Non-Qualified Retirement Plans
  • 401(k) Plans
  • Executive Life

Employee Education Strategies

Working in tandem with your HR staff, we ensure that your employees understand their options under your benefits program and what they mean. This extends beyond Open Enrollment Meetings to also include web-based interactive technology and print communications that keep you up to date on the latest trends in benefits, contribution and cost-saving options, and more.