Customized Coverage,
Optimum Protection.





Rosenthal Brothers specializes in the placement of insurance programs designed to fit the unique needs of contractors, from specialty tradesman and artisans, to large multi-state general contracting operations. Our technical expertise ensures your program will be the most comprehensive in the market, eliminating hidden gaps or surprises. We are uniquely able to accurately assess risk and understand underwriting criteria. This allows our solid market relationships work on your behalf, securing you more favorable terms, coverage and pricing.

Our construction team will work with your business to develop an insurance program suited to your specific needs. We offer:

  • Contract Reviews; Hold Harmless / Indemnification
  • Job Specifications Review
  • Premium Audit Analysis – including the review of experience rating worksheets and the analysis of payroll and classification records
  • Contractors Insurance Coverage
  • Wrap-Up Insurance Programs, including Owner-Controlled Insurance Programs (OCIP) and Contractor-Controlled Insurance Programs (CCIP)
  • General Liability Insurance
  • Workers' Compensation
  • Builders Risk
  • Equipment & Tool floaters
  • Surety Bonds
  • Pollution Liability
  • OSHA Compliance

At Rosenthal Brothers, we act as an advisor to your management and field teams, ensuring that contracts are built to suit your needs. Insurance programs are structured with subcontractor controls to protect your assets. This ensures subcontractors are adequately covered, you are properly indemnified and your interests are protected. Whether we are analyzing existing insurance programs, assisting with regulatory agency compliance, or handling contract issues, we are committed to helping you work smart. Working with Rosenthal, you can expect the following:

  • Risk management support from brokers and agents who specialize in construction
  • Exceptional customer service around the clock
  • Complete project support including subcontract/contract compliance, loss control and claims.
  • Broader insurance coverage, including providing proper endorsements, modifying insurance contract language, deleting exclusions and broadening terms
  • A lower net cost of risk
  • Better carrier relationships
  • Dedicated claims and loss control professionals
  • Assistance with Workers Compensation Experience Modification Rating
  • Contractor Surety Bond and Wrap-Up Program experts